SS Over 50 - Robert M. Crites & Associates

Robert M. Crites & Associates
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Robert M. Crites
Attorney at Law
Robert M. Crites & Associates
You Have Questions...
...We Have Answers
Robert M. Crites & Associates
Over 25 Years Experience
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(810) 252-9185
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SOCIAL SECURITY CLAIMS BY PEOPLE OVER 50

Individuals who are older (over age 50) and not working and who suffer from a condition which limits their ability to work, but who are not old enough to receive social security retirement benefits, should seriously consider applying for social security disability (SSD) or supplemental security income (SSI) benefits.

The medical criterion that must be met to qualify is the same for both SSD and SSI.  At age 50, if an applicant is limited to sedentary work (lifting 5 pounds frequently but never more than 10 lbs.), that person will very often qualify for monthly social security payments.  At age 55, if he/she is limited to light work, (lifting up to 10 lbs. frequently, but no more than 20 lbs.) he/she will usually qualify for monthly social security benefits based on standards set out in the “Grid.”
There are several advantages to drawing SSD benefits as opposed to waiting until age 62.5 to start drawing old age social security benefits.

1. Benefits will be drawn sooner and therefore drawn longer;  SSD benefits are paid at almost exactly the same rate that would be paid if one waits until age 66 to start drawing social security retirement benefits, which is about 25% more than would be paid at age 62.5.

2. Medicare is available 2 years after the first date that the applicant is determined to be eligible for monthly SSD benefits and Medicaid is available as soon as an applicant qualified for SSI.

All of this may sound rather technical, but an attorney who is familiar with Social Security Law and Standards of Proof and has a background that allows him to identify the physical and/or mental limitations typically caused by a wide range of medical conditions (herniated disc, torn rotator cuff, bi-polar disorder, closed head injury, etc.) can, with a 15 to 20 minute interview, help you determine whether filing a claim for social security (SSD or SSI) benefits would be in your best interest.



Robert M. Crites
Attorney at Law

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